In order to protect your privacy and personally identifiable information, there are certain documents you should shred. These documents include prescription labels that give your name, the drug’s name and dosage and pharmacy. Also, make sure to shred pet medical papers that show the pet’s name-which many people use as a password.

Pennsylvania will no longer impose state income taxes on public sector workers and nurses who receive student loan forgiveness from two major programs. If you participate in the federal Public Service Loan Forgiveness Program or the Pennsylvania Student Loan Relief for Nurses Program, Pennsylvania will not impose state income taxes on the amount of loan  … Read More

The sooner you respond to an error on the credit report, the better. The longer the error sits on your credit report, the harder it can be to untangle.  It is very important to determine if there is actually an error on the credit report. Only inaccurate information should be fixed. If you have had  … Read More

Your credit can be permanently ruined by errors on the credit report. Something that seems small, such as a payment incorrectly reported as late or missing can make a big difference in your ability to the best possible rates on financial products like home and car loans. It is very important to try to fix  … Read More

The FICO credit score is a three digit number that for years has been used by lenders to evaluate credit card, auto loan and mortgage applicants. The higher the score can mean bigger loans and lower interest rates. FICO scores rage from 300 to 850. The scores are calculated using the information in people’s credit  … Read More

The arrival of summer is also the start of wedding season. Marriage changes many things and taxes is one of them. Newlyweds should know how tying the knot can affect their tax situation. Here’s a tax checklist for newly married couples: Name and address changes Name. When a name changes through marriage, it is important to  … Read More

Parent Plus Loans are underwritten by the federal government and are popular with parents who want to borrow to help pay for their children’s education. These loans allow families to borrow without regard to their ability to pay. They generally carry higher interest rates than students’ loans, and come with fewer safeguards should a family’s  … Read More

The government responded to the COVID pandemic by allowing for mortgage forbearances.  One of the first acts of the Biden administration was to extend existing mortgage forbearance from March 30 until June 30,2021. This additional period allowed homeowners with conventional loans to request one additional three-month extension, for a total of 15 months of loan  … Read More