If you have been laid off due to COVID and are collecting unemployment, the extra $600.00 per week will probably end in July, pending Congressional action. If possible, try and conserve your resources now in anticipation of the future. If however, you are unable to pay your bills, contact your mortgage lender or landlord and  … Read More

The new legislation provides some relief for certain homeowners who have federally backed mortgages, including those purchased by Fannie Mae and Freddie Mac, insured by the FHA, or guaranteed or insured by the VA or USDA. However, YOU MUST REQUEST THE RELIEF! It is not automatic. The relief will initially be granted for up to  … Read More

If you have a federal student loan, the payments are deferred through September 30, 2020, without penalty or interest. Collection activities against borrowers who were already behind on payments will also be suspended. Students who leave school for a coronavirus-related reason will have student loan obligations canceled and won’t have to return grants.

1. Check and replace your furnace air filter frequently. 2. Run the fan all the time to keep the warm air circulating throughout the house. 3. Shut off vents in unused areas of the house, but do not shut off too much of the house so the furnace does not overheat. 4. Close the blinds  … Read More

Timeshares are notoriously difficult to resell, even at a substantial loss. As more people try to get out of unwanted timeshares, criminals are targeting owners with direct mailings, telemarketing, and offers of free lunches and dinners. The scammers claim they can get timeshare owners out of their obligations for an up-front fee, sometimes as much  … Read More