Social media has made it easier for everyone to know what you are doing on a daily basis, including spouses during a divorce.  Be mindful of your posts and consider how it could affect your outcome, especially in matters that involve children and custody.  Reconsider the “check-in” option with many sites and apps if you  … Read More

There are essential money numbers everyone should know, to give you a great picture of your financial health, and help you understand your finances. Net worth: Add up the value of everything you own and subtract everything you owe. Assets minus liabilities. Home equity: The current value of your home minus the balance on your  … Read More

Get a free credit report at www.annualcreditreport.com. You can get one free credit report from each of the three major credit reports, once a year. You do not have to pay for a credit report. Make sure to check all three credit reports for any mistakes. The three reports may contain different information. When disputing  … Read More

Thieves are increasingly stealing children’s Social Security numbers and using them to create phony identities under which they take out loans or credit cards. In 2017 the Federal Trade Commission received 14,000 complaints of identity theft targeting people age 19 and younger. The fraud can go unnoticed for years unless parents check their children’s credit  … Read More

Always read the fine print. Low-interest rates may not be as low as advertised when the ad says “as low as”. The consumer may be charged the higher rate. Cards labeled as gold or platinum are designed to make the consumer believe they have more value. That is not always true- don’t choose a card  … Read More