A credit freeze blocks credit bureaus from sharing your credit reports with lenders, and lenders won’t open new accounts when they cannot access these reports. Starting September 21, 2018 it will be free to freeze or unfreeze your credit reports under a new federal rule. Previously, each of the three major credit bureaus-Equifax, Experian and  … Read More

There is a transaction fee charged for each cash advance. This fee is usually 2% to 5% of the amount of the transaction. If you do not use designated machines, you may be charged ATM fees on top of that. Also, interest rates on cash advances will be higher than on regular purchases. It is  … Read More

Finding love again after a divorce is a wonderful thing. A blended family may bring additional challenges to estate planning. A few tips for dealing with the financial concerns associated with bringing two families together are: (1) consider a pre-nuptial agreement; (2) define what accounts or assets belongs to each person; (3) update medical documents  … Read More

More individuals may now file for custody. On May 4, 2018, Gov. Wolf signed a statute to broaden the definition of who may file for custody. The new statute provides that any person who is willing to assume responsibilities for a child; and who has sustained, substantial and sincere interest in the welfare of the  … Read More

We all receive those unsolicited marketing notices telling us that we have been preapproved or preselected for a card. Being preapproved for a credit card does not mean you have been approved for the card, however. You must still apply to be approved. And if you apply you could still be rejected, or even approved  … Read More