With a little work and using the following websites, you may be able to get the lowest prices when shopping online. Some money saving sites: EBates.com enables consumers to earn cash back when they buy from any of more than 2,000 online shopping sites. Before buying anything online, check to see whether EBates has a  … Read More

Reverse mortgages are loans that let borrowers who are 62 or older draw on the equity in their homes. These loans come with fees and compounding interest. Some homeowners mistakenly believe the money does not have to be paid back. Homeowners can receive funds in a lump sum, monthly payment, or as a line of  … Read More

If both parties agree that their marriage is irretrievably broken and there are no economic issues, there is a 90 day waiting period. However, if both parties do not agree that the marriage is irretrievably broken, the waiting period has been changed to one year. This change in the law went into effect in October,  … Read More

Executors have a legal responsibility to act in the best interests of the estate beneficiaries and can be sued if they fail to do so.   Important things to know:   -Do not commingle your personal assets with the estate assets. -Make sure to open a separate estate account to deposit assets of the estate  … Read More

Lenders treat student loans as your own debt. This may inflate your debt to income ratio so that you will not qualify for better interest rates until the entire student loan is paid off. Do not agree to co-sign a student loan if you intend to refinance your mortgage or take out other loans in  … Read More