As a general rule, even though filing bankruptcy can wipe away bills like mortgages, medical bills and credit card debt, most debtors cannot be discharged from their student loan debt. However, if you can prove that by repaying your student loan, it will cause an undue hardship, you may be able to get rid of  … Read More

There are pros and cons to both leasing and buying a new car; much has to do with your present and future life style and financial circumstances. When you buy a car you own it; you can do as you please, modify it, and drive it as often as you like. You will retain the  … Read More

Automatic Stay In U.S. bankruptcy law, the automatic stay provides those debtors who have declared bankruptcy protection from creditors by halting their actions in collecting debts (there are some exceptions). The stay begins the moment the bankruptcy petition is filed. No action besides filing a bankruptcy petition is required for the automatic stay to go  … Read More

Whether you filed bankruptcy already, or are contemplating filing, you can cease the opportunity for a do over. In this day and age it can make life easier to have credit cards or be credit worthy to apply for loans to buy a home or car. Therefore, re-establishing good credit is important and rebuilding your  … Read More

When you decide to end the marriage, it can be very overwhelming. If children are involved, it is important to consider their feelings and fears. Your children need their parents to behave maturely and put their feelings towards each other aside: Set the tone and stage for telling them. Gather the family together and tell  … Read More