If you are sued by a debt collector, you should respond to the lawsuit by the date specified in the court papers. When you respond to the lawsuit, the debt collector will have to prove to the court that the debt is valid and that you owe the debt. If you don’t respond, the court  … Read More

A debt collector generally is a person or a company that regularly collects debts owed to others, usually when those debts are past due. These include collection agencies or lawyers who collect debts as part of their business. There are also companies that buy past-due debts from creditors and try to collect them.

Equifax gave out millions of wrong credit scores. From mid-March of 2022 through early April, people applying for mortgages, auto loans and credit cards at major and smaller banks got scores that were off by as much as 20 points in either direction. Often it was enough points to affect interest rates for the loans they  … Read More

Don’t be pressured at the checkout line to sign up for a store-branded credit card without knowing exactly what you are getting into. Take your time-do not sign up for a card on the spot. Read the fine print and understand the rates, fees and deadlines with the cards. While retail credit cards typically don’t  … Read More

REAL ID will go into effect on May 3, 2023. It will be required at the time to board domestic commercial flights, enter a military base or enter a federal facility that requires ID at the door. Valid US Passports are considered REAL ID. For more information about obtaining REAL ID in Pennsylvania, visit dmv.pa.gov/REALID