As a general rule, even though filing bankruptcy can wipe away bills like mortgages, medical bills and credit card debt, most debtors cannot be discharged from their student loan debt. However, if you can prove that by repaying your student loan, it will cause an undue hardship, you may be able to get rid of  … Read More

There are pros and cons to both leasing and buying a new car; much has to do with your present and future life style and financial circumstances. When you buy a car you own it; you can do as you please, modify it, and drive it as often as you like. You will retain the  … Read More

Automatic Stay In U.S. bankruptcy law, the automatic stay provides those debtors who have declared bankruptcy protection from creditors by halting their actions in collecting debts (there are some exceptions). The stay begins the moment the bankruptcy petition is filed. No action besides filing a bankruptcy petition is required for the automatic stay to go  … Read More

Whether you filed bankruptcy already, or are contemplating filing, you can cease the opportunity for a do over. In this day and age it can make life easier to have credit cards or be credit worthy to apply for loans to buy a home or car. Therefore, re-establishing good credit is important and rebuilding your  … Read More

When you decide to end the marriage, it can be very overwhelming. If children are involved, it is important to consider their feelings and fears. Your children need their parents to behave maturely and put their feelings towards each other aside: Set the tone and stage for telling them. Gather the family together and tell  … Read More

Establishing or reestablishing good credit is important in all aspects of yours and your family’s life. Building a solid credit history and maintaining a high credit score can have a dramatic impact on your quality of life. Loans. Whether you plan to buy a car, a home or start a new business, having a good  … Read More

Are you struggling with making your monthly payments? Does your net income exceed your monthly expenditures? Are you constantly being hassled by bill collectors? Have your wages been garnished? Are you behind in your child support payments? And/or alimony or school loans? Do you need to pay for groceries with your credit card? Do friends  … Read More

Grandparents can play a pivotal role in their grandchildren and children’s lives. A grandparent can have the patience, compassion and insight that they may not have displayed when they were raising their own children, thus have a very special relationship with their grandchildren. Unfortunately, sometimes due to trying and tragic situations, the grandparents’ interactions with  … Read More

Stop the lawsuits, harassing phone calls, wage garnishments, bank levies and foreclosures. Once you file for bankruptcy in Pennsylvania, a court injunction called an “automatic stay” will immediately take effect. An automatic stay can protect you Creditors are prevented from filing lawsuits against you. No more harassing creditor calls. They can no longer call or  … Read More

Contemplating divorce? Afraid your spouse is concealing assets and income from you? Read on… Divorce can be a very frustrating and challenging experience, it can be further complicated when one spouse attempts to hide assets and/or income before and/or during the divorce process. Unfortunately, this occurs too often when one spouse is trying to avoid  … Read More