Events that affect Homeowner Insurance Rates

Many things affect the rate you are charged for homeowner’s insurance. Making many small claims can lead to termination. Even asking your insurance company about the possibility of making a claim can affect your insurance.

Insurance companies can randomly conduct drive-by inspections of properties. If there is an obvious maintenance issue, the insurer may threaten to cancel or non-renew if the issues are not remedied within 60 to 90 days. It is important to maintain your property, but especially those things that are visible from the road, including missing shingles, broken porches, and damaged gutters.

If you are a landlord, be sure to make your own random drive-by inspections, as insurance companies often visually inspect rental properties, as well.

We offer professional legal representation in Real Estate issues, including commercial and residential properties.

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Conveniently located in Allentown, PA. Serving the Greater Lehigh Valley area. Please note: The hiring of an attorney is an important decision that should not be based solely on advertisements. Further, prior results do not guarantee a similar outcome. The laws change. Each case is different. This blog and website is designed for general information only. The information presented on this site is neither formal legal advice nor the formation of a lawyer/client relationship.